In 2025, many Americans will be receiving $1,000 monthly checks. But is this true? Let’s find out what’s happening.
Is the $1,000 Monthly Check Real?
No, there is no official $1,000 monthly payment from the U.S. government for everyone. This rumor started on social media and has been spreading, but it’s not based on any official announcement.
However, there is a real payment called the Recovery Rebate Credit. This is a one-time payment of up to $1,400 for people who missed out on the third stimulus check during the COVID-19 pandemic. The IRS is sending these payments automatically to eligible individuals.
Who Is Eligible for the $1,400 Recovery Rebate Credit?
You may be eligible if:
- You didn’t receive the third stimulus payment in 2021.YouTube+15TMBU News Portal+15AP News+15
- You filed a 2021 tax return but didn’t claim the Recovery Rebate Credit.FingerLakes1.com+13IRS+13AP News+13
- Your income was below:
- $75,000 for single filers
- $150,000 for married couples filing
- $112,500 for heads of household
- You have a valid Social Security Number.
If you haven’t filed your 2021 tax return yet, you must do so by April 15, 2025, to claim the credit.
How to Claim the Recovery Rebate Credit?
If you already filed your 2021 tax return and didn’t claim the credit, the IRS will automatically send you the payment. You don’t need to do anything.
If you haven’t filed your 2021 tax return:
- Gather your tax documents for 2021.
- File your 2021 tax return by April 15, 2025.
- Claim the Recovery Rebate Credit on your return.
The IRS will then process your return and send you the payment.
When Will You Receive the Payment?
For those who already filed their 2021 tax return and are eligible, the IRS began sending payments in December 2024. Most people received their payments by late January 2025.
If you’re filing your 2021 tax return now, you can expect to receive the payment a few weeks after the IRS processes your return.
Beware of Scams
Be cautious of messages or websites claiming to offer $1,000 monthly checks. Always verify information through official sources like the IRS website.
Final Thoughts
While the idea of $1,000 monthly checks for everyone is a rumor, there is a real opportunity to receive a one-time payment of up to $1,400 through the Recovery Rebate Credit. If you think you’re eligible, make sure to file your 2021 tax return by April 15, 2025.